The article illustrates that India's total budgetary spending on social sectors is not adequate. Citing examples of some flagship schemes, it highlights the problem of poor utilization of funds in these schemes. Though the factors affecting the extent and quality of fund utilization vary across schemes, the article argues that institutional and procedural bottlenecks along with some aspects of the country's fiscal policy are the causal factors underlying this trend of poor utilization of funds.

Fund Utilization in Development Schemes